Prescription Savings Using a FREE discount card

If you or anyone that you know does not have prescription drug insurance coverage, then you’ll certainly want to check this out.

OR if there are drugs that your insurance does not cover, this may help !!!

I was SHOCKED that a FREE discount card could save me SO much money !!!

You have nothing to lose by presenting it at your pharmacy.

Jeannie Terry

http://rxreliefcard.com

What is the RxRelief Card?

The RxRelief Card is a pharmacy discount plan brought to you by the Healthcare Alliance. Our card gives you access to discounted prices on your prescription drugs at your local pharmacy.  Accepted at over 50,000 pharmacies.

We can provide these because we're partnered with Catamaran Rx, a BIG pharmacy benefit provider that provides prescription coverage for MILLIONS of people like you.

Some of these millions have insurance, while others do not.

When you buy in bulk, you save!

Because Catamaran Rx plans cover millions of people, they're able to negotiate great rates from pharmaceutical companies. That's the power of bulk buying!

But these great rates are usually given to big companies and organizations, not individual people like you.

When someone with insurance needs a prescription, they pay a fixed "copay". Their insurance company pays the rest. But the "rest" is a lot smaller because they have access to this bulk pricing. 

The RxRelief Card lets you benefit from bulk buying.

The RxRelief Card lets YOU benefit from bulk buying. These discounted rates are usually only available to companies, but there's no reason they can't be given directly to people like you.

The RxRelief Card gives you the ability to buy your individual prescriptions at bulk prices, letting you save up to 75% off of your medication. The discount varies by drug and pharmacy, but the average savings is around 50%. That's meaningful savings.

The RXRelief Card is not insurance, there's no long application process and it's always free. If you have insurance, the RxRelief Card won't reduce your copay… but if there are any drugs that aren't covered, we can help.

Can it work for you? Absolutely!

We cover virtually every FDA approved prescription drug and
are honored at virtually every pharmacy.

And it’s FREE. You will never be charged.

Search a drug:

http://rxreliefcard.com/RxSearch.aspxtill  have questions?

Call us any time at:

1-800-776-0760

This card saved me $85 on the Shingles Vaccine – Medicare does NOT cover this vaccine unless you have Medicare Part D.

Instead of $260 (at Kroger), it was $175. ** You have to have a prescription from your doctor for this vaccine.  It is recommended

for everyone over 60 (and now recommended for those over 50)  read more about it at :

http://www.webmd.com/skin-problems-and-treatments/shingles/shingles-vaccine  

Anyone who has had shingles will urge you to get this vaccine.

If you live in Georgia, you’ll also want to check out this card.

www.georgiadrugcard.com

As a resident of Georgia, you and your family have access to a statewide Prescription Assistance Program (PAP). Create and print your FREE discount prescription drug card below. This card will provide you with Rx medication savings of up to 75% at more than 56,000 pharmacies across the country including CVS/pharmacy, BI-LO, Food Lion, Fred’s, Harvey’s, Kmart, Target, Walgreens, Winn-Dixie, and many more. You can create as many cards as you need. We encourage you to give cards to friends and family members. This card is pre-activated and can be used immediately!

NOTE: All prescriptions processed through this program are confidential.

I can't begin to THANK YOU enough for your help a few months ago. Having no insurance due to mine running out with the military was really stressful when I got sick, especially because it was the week before my marathon. I was so lucky to have met you during my travels. This program helped me get medicine and saved me over 60%! I mean 60%, that's incredible!!!

Sharon D.
Macon, GA

The Georgia Drug Card has made it possible for me to finally stop smoking...without this discounted program, I would never be able to justify spending the retail price for the drug, Chantix, which has helped me quit smoking after 17 years. As a single mother with 2 children, the Georgia Drug Card provides me with the opportunity to take better care of myself and my family, without having to sacrifice our every day needs for our medications.

Tammy J.
Savannah, GA

The best thing about the Georgia Drug Card is that it's free, and saves those who don't have health insurance money on their prescriptions. It is hassle free and accepted at most major pharmacies. The Georgia Rural Health Association is proud to partner with Georgia Drug Card, which should be commended for the great service they are providing our state.

Matt C.
Sandersville, GA

I lost my job last month and my insurance soon after. I have 3 medications that I have to take on a daily basis. I did not know what I was going to do! When I went to pick up my medications the cost was more than $400 without insurance. My doctor gave me a Georgia Drug Card and told me it will save me money. My medications with the Georgia Drug Card cost $82. I am so grateful for this program!

Sam M.
Macon, GA

I have been without insurance for some time now. I could only afford 1 of my 4 medications. I heard about the Georgia Drug Card and asked my doctor about it. He gave me the number of a gentleman who told me that the program was free and anyone can use it! He mailed me cards and now I can afford all of my medications. I have also given some cards to my family and friends. Thank you so much!

Sherrie S.
Savannah, GA

I am married with one son. My husband is disabled and unable to work. My job does not offer insurance. I received this letter about the Georgia Drug Card, and called right away. I was mailed some cards a few days later. I can't thank you enough! This program has saved our family at least $300 a month! Thank you to the Georgia Drug Card staff!

Jean H.
Atlanta, GA

Free, legal movies online / Kim Komando

http://www.komando.com/toolbox.aspx?mode=print&id=11900
Where to watch free, legal movies online
1/21/2012

It's always great to find a movie to watch online. Movies abound on the Internet, but not all of the sites offering them are either legal or trustworthy.

Here are some of the better sites out there for free, legal movies - from documentaries to old classics to major releases.

Big Five Glories - Classic movies are the whole point of this site. It features films from the 1910s to the 1970s. Watch dramas, comedies, horror, westerns and other films, in glorious black and white.

Classic Cinema Online - Another great classic film site, it highlights several movies each day. Old serials are available, too, in daily installments. You can search for great new films in a number of genres, including silent films

Clicker - Want films that are a little more modern? This site links to movie categories ranging from horror to kids movies to documentaries.

This site doesn't show the movies, but links to sites that offer online rental or purchase. However, you can also find a helping of free links.

Crackle - Looking for a wide range of free and uncut movies? Art films, comedies, anime and many other types of films are available here.

The selection is constantly rotating, so check back often. Some movies will require you to sign up to view content, and most have commercials.

Hulu - This site should need no introduction. It hosts hundreds of popular TV shows and movies from multiple networks. You'll find classic to modern action films, dramas, foreign films and musicals, among other genres.

Some films require you to sign in to watch, especially those intended for a more mature audience. Expect to see commercials as well.

Internet Archive - This site collects public-domain works, so it's mostly classic films. Feature films, shorts, silent films and old trailers are all available.

Browse entire collections or focus on specific subjects. The search feature is handy if you have a classic film you're trying to find. If you haven't seen it, I recommend His Girl Friday with Cary Grant.

Steven Spielberg Film & Video Archive - This site, hosted by the United States Holocaust Memorial Museum, hosts documentaries and personal films from a dark moment in world history. It's a great site for history buffs, but I wouldn't recommend it for children.

YouTube - YouTube hosts numerous free movies, not just short user-made clips. The OpenFlix channel has plenty of classic films. See mysteries, adventure films, romances, westerns, documentaries and more.

YouTube Screening Room is a channel dedicated to short independent films. Four new films are featured every two weeks, so the selection changes often.

YouTube Movies offers full-length modern films, approved and hosted by the site. Use the category filter to select only free films on the site and start watching. Note that not all free movies are suitable for all audiences!

If you enjoy "House" -- go to http://housemdvideos.com/index.php  - you can watch it for days and days and never see the same one twice  - click on seasons.
Jeannie

Hosting an event online (family celebration, class reunion, etc)

You may not ever need this information, but you may know someone who will !!

http://www.komando.com/tips/index.aspx?id=11633&utm_medium=nl&utm_source=totd&utm_content=2011-11-08-article-1&utm_campaign=end-b

Hosting a family event online

11/8/2011


Q. Dear Kim. First, thank you for everything your staff do. I love your show, website and newsletters. Here's my question: My grandparents will celebrate their 65th wedding anniversary later this month. They have 5 children, 15 grandchildren and 27 great-grandchildren. Due to the large size of our family, many will not be able to attend our Thanksgiving/Anniversary celebration. I would like to set up a way that everyone not attending can call in via video chat so we can all wish them Happy Anniversary together. Is Skype the best way to accomplish this? Thank you very much for taking my email and helping me give my grandparents a great gift for their anniversary.
-Jodie from Marshall, IL, listens to my national radio show on WIBA 98.5 FM

A. A 65th wedding anniversary! Wow! That is definitely an event worthy of celebration. It's great you're trying to get everyone together to wish them well.

Alas, with a large family it is hard for everyone to attend, especially if they're scattered around the country or globe. A while back I helped another listener with a similar problem for a class reunion. Fortunately, your situation should be a little easier to handle.

I'll warn you, however, it won't be as simple as you'd like. You're going to be doing a lot of coordination. It is doable, however, if you get planning now.

You'll need to put everyone on some sort of call schedule. There are various services online you can use. The most popular let you get up to 10 people on a call at once. But the problem is that everyone is so darn small on the screen.

That's easy enough to fix. You'll also definitely want to record the calls. You can edit the videos later and make a "best of" to share with the entire family.

Let's start off with your biggest potential problem: the number of people. Out of the gate, you have at least 47 people you want to attend. Now, some will be there in person and others will be grouped together for Thanksgiving, which reduces the number of remote connections you'll need. Still, it will be a few.

Skype, which is your best choice for this plan, supports a maximum of 10 connections. If you can pare your 47 people down to 10 groups (9 remote connections + your grandparents), you're set.

You'll just need to make sure everyone has the latest version of Skype. You'll also need to have a Skype Premium account to host the group video chat. Fortunately, you can get a Premium Day Pass for just $5.

What if you have more than 10 groups that need to connect? Well, you could set up a second computer. With a Skype Premium account for each, you can host up to 18 remote connections. That should be more than enough for your purposes. You will have to create a separate Skype account for each computer, though.

Be aware you will need a fast, reliable Internet connection to handle all that video traffic. However, even with a fast connection, things will get a little sluggish. Expect the entire experience to be a tad chaotic.

You'll probably want to take charge of directing who can talk and when. Maybe let everyone say "Happy Anniversary" at once and then let each group give well-wishes individually. Don't let each person have a go or it will take forever.

Remember that if you do have two computers running, people on one won't be able to see or hear people on the other. So be sure to communicate what is going on to avoid confusion between groups. Hopefully, everyone will be accommodated with just one, since you're dealing with family groups, for the most part.

Make sure the webcam you use for your grandparents is high-definition. You want everyone to be able to see them clearly. Also, put them front and center in the view.

Sound is going to be an issue. I usually tell people to use a headset when video chatting to avoid problems like feedback and low microphone volume. You can learn more about that in this tip.

If you have groups of people, however, they'll need a microphone and speakers. Make sure everyone sets up the microphone well away from the computer speakers. You might also direct them to turn down their computer speakers when they're talking. If anyone talks individually, have them get right up to the microphone for the best clarity.

The same goes for your grandparents. Get the microphone right in front of them. You'll also want the speakers turned up high so they can hear what people are saying.

You might take charge of positioning the microphone and regulating the volume for them. Plus, you can cover the microphone when they aren't talking to reduce the chance of feedback.

All this is a lot to get right the day of the party. Trust me; I've been on holiday Skype calls where the first 10 minutes is spent troubleshooting a relative's audio and video. Multiply that by 10 or more and you'll have a lot of wasted time.

That's why I strongly recommend doing a test run earlier in the week. Get everyone to fire up his or her computers and connections at the same time (or as many participants as possible, for this test). This will help you get comfortable with the process of hosting a group video chat, and you'll ensure as much as possible that the hardware is working correctly.

Test the video and sound to see how you can get the best results. Also, it's a good way to make sure your Internet connection can handle that much traffic. It's a good test of your relatives' connections as well. It also will help the kids in the group have an experience with chat. They tend to get very excitable the first time, so this could help minimize the chaos on the day of the actual event.

If all else fails, you can resort to individual video chats. Set up a schedule in advance that lets everyone have a few minutes to congratulate your grandparents. It wouldn't be the big hurrah you hoped for, but I don't think your grandparents will mind.

A free substitute for Microsoft Office from Kim Komando

http://www.komando.com/downloads/category.aspx?id=10270&utm_medium=nl&utm_source=dotd&utm_content=2011-09-15-article&utm_campaign=end

A free substitute for Microsoft Office

9/15/2011


Microsoft Office is the gold standard for productivity software. It's used by everyone from students to major corporations. That popularity is definitely reflected in the price tag.

What if you can't afford Microsoft Office? Perhaps you just need something for a short-term project and can't justify the investment right now. Good news: There are several free alternatives to Office. Depending on your needs, some work just as well as Microsoft's productivity suite.

LibreOffice is an excellent alternative. It offers six programs, and you'll find most of them instantly familiar.

For example there's Writer, which is a Word clone. Then there's Calc, which is a spreadsheet like Excel. There's also Impress, a presentation program similar to PowerPoint.

Those are the options you're most likely to need. A drawing program, a database program and an equation program round out the offerings. All of these combined make for an excellent replacement to pricier suites.

LibreOffice is also compatible with the most popular document formats. It can read .DOC from Word and .XLS from Excel, for example. That only scrapes the surface of what it offers.

Cost: Free

Link: www.libreoffice.org

System: Windows XP, Vista, 7, Mac OS X


http://www.komando.com/newsletters/  Sign up for Kim's Free Newsletter. She shares some great information !!!

Change your perspective and then take a nap !

Do you ever need something to help you change your perspective ?
I find that I need to check in with some of these coaches from time to
time -- they have some great articles on their blogs that might be
just what you are looking for.  If you find one that you like, then
save the web address as a favorite or sign up to get email updates.
You can always unsubscribe, if you need to -- or just delete the
most recent email and see what they have to say later.

Ann Vertel
http://annvertel.com/best-of/
Carrie Wilkerson (The Barefoot Executive)
http://blogbarefoot.com/

Brooke Castillo    http://www.brookecastillo.com/
Brooke teaches you how to do Self-Coaching -
Session 1
http://www.youtube.com/watch?v=0_otisZVT8A&feature=mfu_in_order&list=UL
Session 2

http://www.youtube.com/watch?v=5EKSDHwaQNg&feature=mfu_in_order&list=UL

Session 3

http://www.youtube.com/watch?v=kgWFqDapetk&feature=related

Session 4

http://www.youtube.com/watch?v=xkYAmjXq8HU&feature=related

Session 5

http://www.youtube.com/watch?v=QNte4tGfYP8&feature=related

I'll add more to this post later -

And when you are ready for a break  ---
Do you sleep well when it is raining ?  You never have to wait for the rain to come -
just pull up this video -- 60 minutes of relaxing rain.  mmmmm....zzzzzzzzzzzzzz......

http://www.youtube.com/watch?v=q0BIVizaAiY

Oh, if you want this video to repeat continually, just type     repeat      after youtube in
the web address -- this web address would be
http://www.youtuberepeat.com/watch?v=q0BIVizaAiY
you can do that for any youtube video that you want to play continually.

Email management = Time Management / Email Charter

http://emailcharter.org/index.html

We're drowning in email. And the many hours we spend on it are generating ever more work for our friends and colleagues. (Here's why.) We can reverse this spiral only by mutual agreement. Hence this Charter…

10 Rules to Reverse the Email Spiral

1. Respect Recipients' Time This is the fundamental rule. As the message sender, the onus is on YOU to minimize the time your email will take to process. Even if it means taking more time at your end before sending. 2. Short or Slow is not Rude Let's mutually agree to cut each other some slack. Given the email load we're all facing, it's OK if replies take a while coming and if they don't give detailed responses to all your questions. No one wants to come over as brusque, so please don't take it personally. We just want our lives back! 3. Celebrate Clarity Start with a subject line that clearly labels the topic, and maybe includes a status category [Info], [Action], [Time Sens] [Low Priority]. Use crisp, muddle-free sentences. If the email has to be longer than five sentences, make sure the first provides the basic reason for writing. Avoid strange fonts and colors. 4. Quash Open-Ended Questions It is asking a lot to send someone an email with four long paragraphs of turgid text followed by "Thoughts?". Even well-intended-but-open questions like "How can I help?" may not be that helpful. Email generosity requires simplifying, easy-to-answer questions. "Can I help best by a) calling b) visiting or c) staying right out of it?!" 5. Slash Surplus cc's cc's are like mating bunnies. For every recipient you add, you are dramatically multiplying total response time. Not to be done lightly! When there are multiple recipients, please don't default to 'Reply All'. Maybe you only need to cc a couple of people on the original thread. Or none.

6. Tighten the Thread Some emails depend for their meaning on context. Which means it's usually right to include the thread being responded to. But it's rare that a thread should extend to more than 3 emails. Before sending, cut what's not relevant. Or consider making a phone call instead. 7. Attack Attachments Don't use graphics files as logos or signatures that appear as attachments. Time is wasted trying to see if there's something to open. Even worse is sending text as an attachment when it could have been included in the body of the email. 8. Give these Gifts: EOM NNTR If your email message can be expressed in half a dozen words, just put it in the subject line, followed by EOM (= End of Message). This saves the recipient having to actually open the message. Ending a note with "No need to respond" or NNTR, is a wonderful act of generosity. Many acronyms confuse as much as help, but these two are golden and deserve wide adoption. 9. Cut Contentless Responses You don't need to reply to every email, especially not those that are themselves clear responses. An email saying "Thanks for your note. I'm in." does not need you to reply "Great." That just cost someone another 30 seconds. 10. Disconnect! If we all agreed to spend less time doing email, we'd all get less email! Consider calendaring half-days at work where you can't go online. Or a commitment to email-free weekends. Or an 'auto-response' that references this charter. And don't forget to smell the roses.

The Problem ---

http://emailcharter.org/problem.html

The Solution ---

http://emailcharter.org/solution.html

Email was hacked / Sending out plea for money !

http://www.komando.com/toolbox.aspx?mode=print&id=11153

Yikes! Email was hacked!

8/1/2011


Q: Someone hacked my dad's email account. They are sending messages to his email contacts posing as my father. The email says my father is stranded in Spain and needs $3,000 by Western Union to get home. Is there any way these scammers can be tracked down? The local sheriff's office says they don't go after cybercrime like this. Any suggestions would be helpful. Thank you for your help!
-Paul from Jacksonville, FL listens to my national radio show on WOKV 960 AM

A: I'm really sorry to hear what’s happened to your father. A cry for help from a friend or family member can make us react from emotion. That is exactly what the hacker is hoping.
This type of hacking is happening across many different email services. Whether you use Yahoo! Mail, Hotmail, Gmail or another service, you are vulnerable. Either your email account will be compromised or you'll get an email asking for help.

How do the scammers get into an email account? Scammers use specialized programs or hired people to guess passwords. Once they get your email password, they get to work. They send email to your contacts with sob stories that always end with a plea for money.

As you found out, not every state acts on Internet crimes. Many agencies create localized divisions that strictly handle cybercrime. It's also a question of jurisdiction. With many offenses occurring across state and national lines, it's a Federal offense. So, local law enforcement might have no jurisdiction.

In 2009, security software publisher McAfee conducted a survey with Chief Financial Officers worldwide. The global impact of cybercrime was estimated at a whopping one trillion dollars! This includes money scammed and money spent re-securing critical systems.

Now, for people like us recovery from a scam means work. We need to fight to re-establish ourselves online both financially and emotionally. If your email account has been hacked, immediate action is critical. A few things must happen to re-secure your email. Second, you should gather information to report the incident.

Your first priority is to re-gain control of your email account. This includes changing the alternate email address on your account. This "alternate" email address will be the one you used when setting up your account. Sign on to your email account. You will find this option in the Settings menu.

Any changes you make will generate an email to that alternate address. If the hacker changed it, they will receive notices alerting them. That is the first step of taking back control.

Next, you need to change your password to something no one could guess. I don't mean to get on my soapbox but this is the reason you never use the same password for all your online accounts. Once the hackers have access to one of your online accounts, they can access them all.

Don't use a word in the dictionary. Don't use your cat's name or your favorite color. And certainly don't use your date of birth or street address. The more random you make it the better. I've written a ton on passwords. Click here now to read easy ways to create and remember strong passwords here.

If you're unable to gain control of your account, your email provider can help. Each provider has a different method of manually resetting a password. Here are the sites you can visit for the more popular providers.

Hotmail has an account recovery page. To begin the password reset procedure, you can click here.

Gmail's account reset can be accessed from the sign-in page. Just click "Can't access your account?"

Yahoo has an Account Security Help page which can be found here.

AOL also has a link on their login page. Or, you can email compromised@abuse.aol.com. If you email them, they can monitor your account for further hacking.

Keep in mind that they have to follow specific security protocols. Hackers often use the password reset features to hack accounts. So, tech support may seem wary. They will do their best to make sure you're not a hacker yourself.

Finally, locate the security questions you selected when you created your account. They too can be found in the Settings area when you sign-in to your email online. Change these questions and corresponding answers. If the site allows it, create your own. Your mother's maiden name, your dog's name and your favorite team are easy picks for a hacker. Think of something that you would not talk about on Facebook or Twitter. Scammers know to look there for password clues. Create questions that only you would know answers.

Your account should now be secured. Before your friends begin sending money to this imposter, email them. Let anyone you've email-corresponded with know the situation. Check your sent items folder. The hacker might not have deleted the emails he sent.

Either way, let everyone know you're okay and not to send money. But now comes the gritty part gathering information against the hacker.

Hopefully, no one has lost money or got hurt in any way. Even still, it's a crime and should be reported. The Internet Crime Complaint Center is a federally backed cybercrime unit. You can file a complaint electronically by going to www.ic3.gov.

I've written much more on this subject. Here are a few links you might find interesting.

• Old, unused web accounts can be a source of information for hackers. This site can help you get rid of accounts you no longer want.
• Many websites ask for your email address to register. Sometimes it can result in spam. Learn how to avoid being a target for spam.
• Encryption can ward off a large percentage of hackers from your emails. Click here to learn how you can encrypt your own messages.